Starting Point
Wednesday, 15 July 2026
as of 7:15am AEST
Markets at a glance
as of Wednesday, 15 July 2026, 7:15am AEST
S&P 500
7,544
+0.4%
ASX 200
8,808
US 10y
4.58%
-2 bp
AUD/USD
0.6976
+0.8%
Brent
$85.34
+2.4%
Bitcoin
$64,580
+3.8%
Comment

Good morning. US consumer prices rose 3.5 per cent in the year to June, down from 4.2 per cent in May and below the 3.8 per cent economists expected, the largest monthly step-down since 2020 as energy prices fell during the brief lull in the US-Iran conflict. The soft print pushed the US dollar down 0.4 per cent, with the DXY at 100.92, and eased the case for a further Federal Reserve rate rise. The S&P 500 closed up 0.4 per cent at 7,544 and the Nasdaq rose 0.9 per cent to 26,107, though the Dow ended flat at 52,508 as IBM fell about 25 per cent, its worst day on record. The 10-year Treasury yield slipped 2 basis points to 4.58 per cent, gold rose 1.5 per cent to US$4,058 and bitcoin gained 3.8 per cent to US$64,580.

The four largest US banks and Wells Fargo reported a record quarter. JPMorgan posted net income of US$16.9bn and Goldman Sachs record revenue of US$20.3bn, both lifted by a surge in trading and investment-banking fees and the wave of AI-related capital raising. Brent crude rose 2.4 per cent to US$85.34 a barrel, after touching about US$87 during the session, as the United States resumed its naval blockade of Iranian ports and struck Iranian targets. President Trump proposed a 20 per cent fee on cargo crossing the Strait of Hormuz, then abandoned it within a day after lobbying from Gulf states.

Locally, the ASX 200 closed the prior session unchanged at 8,808, and the Australian dollar rose 0.8 per cent to US69.76 cents as the US dollar fell. The cash rate remains at 4.35 per cent, with 30-day interbank futures still pricing no cut before 2027. Median realised pay for the chief executives of Australia's 100 largest companies rose 16 per cent to $4.8m in the 2025 financial year, the Australian Council of Superannuation Investors reported.

Markets by region
Australia

The ASX 200 closed the prior session unchanged at 8,808, holding a 0.1 per cent gain over five days, with energy producers and precious-metals miners supported by the overnight oil surge. The Australian dollar rose 0.8 per cent to US69.76 cents as the US dollar softened after the soft US inflation print. The 10-year Australian government bond yield is at 4.89 per cent, up 6 basis points on the day and 63 over the past year, and the benchmark iron ore price eased 0.4 per cent to US$98.31 a tonne.

arcpoint markets data
United States

The S&P 500 rose 0.4 per cent to 7,544 and the Nasdaq 0.9 per cent to 26,107, led by chipmakers, while the Dow finished flat at 52,508 after IBM fell about 25 per cent. Consumer prices rose 3.5 per cent in the year to June, below the 3.8 per cent consensus, sending the US dollar index down 0.4 per cent to 100.92. The 10-year Treasury yield fell 2 basis points to 4.58 per cent and the 2-year sat at 4.26 per cent. Gold rose 1.5 per cent to US$4,058 and the VIX fell 3.8 per cent to 16.50.

Europe

The Stoxx 600 edged up 0.2 per cent to 642, the FTSE 100 rose 0.3 per cent to 10,529 and the DAX added 0.1 per cent to 25,147. The UK 10-year gilt yield briefly rose above 5 per cent, its highest since May, as the jump in oil lifted inflation expectations. The European Commission signalled it would propose easing bank capital requirements, following similar moves in the United States and Britain.

Asia

The Nikkei 225 rose 0.7 per cent to 67,744, the Hang Seng 0.5 per cent to 24,341 and the Shanghai Composite 1.4 per cent to 3,967. China's June exports rose 27 per cent from a year earlier and imports 36 per cent, a large upside surprise driven by demand tied to AI infrastructure. China's crude oil imports fell about 41 per cent to near a 10-year low as the conflict with Iran disrupted supply.

Macro
Australia
The Reserve Bank cash rate remains at 4.35 per cent, with 30-day interbank futures pricing no cut before 2027.

The 10-year Australian government bond yield rose 6 basis points to 4.89 per cent, up 63 basis points over the past year.

arcpoint markets data
The Australian dollar rose 0.8 per cent to US69.76 cents as the US dollar fell after the soft US inflation print.

The dollar is up 6.6 per cent over the past year, and the US dollar index fell 0.4 per cent to 100.92.

arcpoint markets data

A surge in gas-turbine prices, driven by demand from US data centres, has lifted the cost of building gas plants.

The benchmark 62 per cent iron ore price eased 0.4 per cent to US$98.31 a tonne.

It is 1.7 per cent higher over the past year.

arcpoint markets data
Global

It was the largest monthly step-down since 2020, driven by falling energy prices; the US dollar index fell 0.4 per cent and futures pared bets on a further Fed rate rise.

Warsh has set up five task forces to review the Fed's operations, including its post-2008 ample-reserves balance-sheet framework.

President Trump proposed a 20 per cent fee on cargo crossing the Strait of Hormuz, then dropped it within a day after Gulf states lobbied against it; Brent is up 15.1 per cent over five sessions.

The US NFIB small-business optimism index rose 2.1 points in June to 97.4, above the 95.7 expected.

It was the strongest reading in several months.

The Wall Street Journal
Copper rose 2.1 per cent to US$14,037 a tonne, up 15.4 per cent over the past year.

The advance kept the industrial metal near the top of its recent range.

arcpoint markets data
Companies
Australia
Alcoa took a final investment decision to build a gallium plant at its Wagerup alumina refinery in Western Australia.

The project is backed by the Australian, Japanese and US governments and would add a source of the critical mineral outside China.

Alcoa

Half of the ASX's highest-paid chief executives run US-domiciled companies, including ResMed and News Corporation, and median realised pay across the top 100 rose 16 per cent to $4.8m.

The telco restored its network last week and the Australian Communications and Media Authority has an open investigation into the disruption.

The move marks a rare incursion into a market long dominated by Ticketek and Ticketmaster.

The former diamond mine would give the lithium explorer existing infrastructure to develop.

The move places the WA-focused energy company's future in the hands of external administrators.

Global
JPMorgan Chase reported second-quarter net income of US$16.9bn and earnings of US$6.14 a share, with revenue up 15 per cent from a year earlier.

Investment-banking fees rose 30 per cent and equities-trading revenue 86 per cent, and the board intends to lift the quarterly dividend to US$1.65 a share.

JPMorgan Chase Q2 2026 earnings call
Goldman Sachs posted record second-quarter revenue of US$20.3bn and record earnings of US$20.98 a share, a return on equity of 23.5 per cent.

It kept the top spot in M&A advisory as large-cap deal volumes rose 90 per cent in the first half, raised the quarterly dividend 25 per cent to US$5 a share and bought back US$4bn of stock.

Goldman Sachs Q2 2026 earnings call
Citigroup reported net income of US$5.8bn and earnings of US$3.15 a share, its best quarterly revenue in a decade.

Investment-banking revenue rose 44 per cent and markets revenue 17 per cent, and the bank is running a US$30bn buyback and plans a 12 per cent dividend increase.

Citigroup Q2 2026 earnings call
Bank of America reported second-quarter net income of US$9.1bn, up 27 per cent, on revenue of US$31.6bn.

Investment-banking fees rose 50 per cent to more than US$2.1bn and sales and trading revenue 33 per cent to US$7.2bn, for a 17 per cent return on tangible common equity.

Bank of America Q2 2026 earnings call
Wells Fargo reported earnings of US$2 a share, up 25 per cent, with revenue 9 per cent higher than a year earlier.

Net interest income rose 5 per cent and fee income 13 per cent, and the bank expects to raise its third-quarter dividend 11 per cent to US$0.50 a share.

Wells Fargo Q2 2026 earnings call

Chief executive Arvind Krishna said the business faltered as clients shifted spending toward AI servers and storage, and the drop held the Dow to a flat close.

It would mark the company's first move into consumer hardware.

The suit claims workers on approved medical leave were discriminated against in the process.

Buffett has pledged to give away the bulk of his fortune, most of it in Berkshire stock.

The round underscores continued investor appetite for AI applied to biology.

The support is aimed at first-of-a-kind chip facilities to build European capacity.

The action reflects a more active role for state attorneys-general in antitrust enforcement.

Saudi Arabia's Public Investment Fund is the electric-vehicle maker's majority owner.

Quotes of the day
Macro

“The rate-setting committee have no tolerance for persistently elevated inflation.”

Kevin Warsh, chair, US Federal Reserve
testimony to the House Financial Services Committee
Inflation

“The June inflation data was surprisingly benign, though we should not overreact to a single month.”

Austan Goolsbee, president, Federal Reserve Bank of Chicago
reported by FX Street
AI / supply chain

“The AI investment cycle is expanding capital needs beyond core technology into infrastructure, energy and data centres, generating a ripple effect across industries.”

David Solomon, chief executive, Goldman Sachs
Q2 2026 earnings call
Consumer

“The US economy has proved more durable than expected, supported by the strong consumer, ongoing AI-driven investments and easing energy costs, though inflation and tighter monetary policy remain key risks.”

Brian Moynihan, chief executive, Bank of America
Q2 2026 earnings call
Geopolitics

“The conflict in the Middle East has weighed a bit on global growth, whilst giving inflation a second wind.”

Jane Fraser, chief executive, Citigroup
Q2 2026 earnings call
Industry outlook

“The pipeline is actually quite robust, and it feels a little as if the high-profile nature of the activity this quarter and the generally robust environment is itself begetting more activity.”

Jeremy Barnum, chief financial officer, JPMorgan Chase
Q2 2026 earnings call
Markets in detail
as of Wednesday, 15 July 2026, 7:15am AEST · levels at each market's last close
Level As of 1d 5d 12mo
Equities
S&P 500 7,544 14 Jul +0.4% +0.5% +20.3%
Nasdaq 26,107 14 Jul +0.9% +1.1% +26.5%
ASX 200 (prior) 8,808 14 Jul +0.1% +2.8%
Stoxx 600 642 14 Jul +0.2% -0.6% +17.4%
Nikkei 225 67,744 14 Jul +0.7% -0.8% +71.7%
Hang Seng 24,341 14 Jul +0.5% +3.6% +0.6%
Dow Jones 52,508 14 Jul -0.8% +18.1%
FTSE 100 10,529 14 Jul +0.3% -1.3% +17.0%
DAX 25,147 14 Jul +0.1% -1.2% +4.1%
Shanghai Comp 3,967 14 Jul +1.4% -0.6% +12.7%
VIX 16.50 14 Jul -3.8% +2.3% -4.1%
Rates
US 10y 4.58% 14 Jul -2 bp +6 bp +16 bp
US 2y 4.26% 13 Jul +5 bp +13 bp +36 bp
ACGB 10y 4.89% 8 Jul +6 bp +9 bp +63 bp
RBA cash 4.35% 13 Jul +50 bp
FX
AUD/USD 0.6976 14 Jul +0.8% +0.8% +6.6%
DXY 100.92 14 Jul -0.4% -0.2% +2.9%
USD/JPY 162.17 14 Jul -0.2% -0.1% +9.7%
EUR/USD 1.1429 14 Jul +0.4% +0.2% -2.0%
Commodities
Brent $85.34 14 Jul +2.4% +15.1% +23.3%
WTI $79.83 14 Jul +2.2% +13.3% +19.2%
Gold $4,058 14 Jul +1.5% -2.1% +21.1%
Iron ore 62% $98.31 13 Jul -0.4% +1.7%
Copper $14,037 14 Jul +2.1% +3.2% +15.4%
Crypto
Bitcoin $64,580 14 Jul +3.8% +2.2% -46.1%
Ethereum $1,877 14 Jul +5.9% +7.6% -37.7%
Calendar
Australia No first-tier economic data scheduled; the Reserve Bank is in its inter-meeting period.
United States June producer prices and core PPI, the NY Empire State manufacturing index, the Federal Reserve's Beige Book, EIA crude and gasoline stocks, and speeches from the Fed's John Williams and Alberto Musalem.
Earnings ASML, United Airlines, Bank of New York Mellon and Elevance Health.
Seasoned judgement. Active navigation.
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For wholesale clients only

For wholesale clients only. Prepared by Arc Point OCIO Pty Ltd (ACN 693 569 765), Corporate Authorised Representative (CAR 1319046) of Capella Advisory (AFSL 550125), for wholesale clients within the meaning of the Corporations Act 2001 (Cth); it is not intended for, and should not be relied on by, retail clients. This note is factual market reporting and general information, with any arcpoint view clearly labelled as such. It is not personal advice and does not take into account any person's objectives, financial situation or needs. Information is drawn from sources believed to be reliable but its accuracy and completeness are not guaranteed. Past performance is not a reliable indicator of future performance.

Sources: Yahoo Finance, FRED, RBA, company filings.